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Rent Affordability in St. Louis County, MO

Set your income and bedroom count, then compare places within your housing budget.

FY2027 gross-rent benchmarks · effective October 1, 2026 · utilities included

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Saved example: $50,000 annual gross income · 2 bedrooms · 30% rent budget. Change the inputs to calculate your own comparison.

Where Can I Afford Rent on My Salary?Rent as a share of gross income. Lower: 23.1% · Higher: 37.1%. Points mark county internal points, metro centers or weather stations. Exact values are in the table.Where Can I Afford Rent on My Salary?$50,000 annual gross income · 2 bedrooms · 30% rent budgetHUD · FY2027 Fair Market RentsAdair County, MO: 23.1%Andrew County, MO: 26.4%Atchison County, MO: 23.1%Audrain County, MO: 23.1%Barry County, MO: 23.1%Barton County, MO: 23.1%Bates County, MO: 26.4%Benton County, MO: 24.1%Bollinger County, MO: 24.3%Boone County, MO: 25.8%Buchanan County, MO: 26.4%Butler County, MO: 23.1%Caldwell County, MO: 37.1%Callaway County, MO: 27.0%Camden County, MO: 24.8%Cape Girardeau County, MO: 24.3%Carroll County, MO: 23.1%Carter County, MO: 23.1%Cass County, MO: 37.1%Cedar County, MO: 23.1%Chariton County, MO: 23.1%Christian County, MO: 26.7%Clark County, MO: 23.1%Clay County, MO: 37.1%Clinton County, MO: 37.1%Cole County, MO: 23.1%Cooper County, MO: 23.1%Crawford County, MO: 23.1%Dade County, MO: 23.1%Dallas County, MO: 23.1%Daviess County, MO: 23.1%DeKalb County, MO: 26.4%Dent County, MO: 24.0%Douglas County, MO: 23.1%Dunklin County, MO: 23.1%Franklin County, MO: 32.4%Gasconade County, MO: 23.1%Gentry County, MO: 23.1%Greene County, MO: 26.7%Grundy County, MO: 23.1%Harrison County, MO: 23.1%Henry County, MO: 23.1%Hickory County, MO: 23.1%Holt County, MO: 23.1%Howard County, MO: 23.8%Howell County, MO: 23.1%Iron County, MO: 23.1%Jackson County, MO: 37.1%Jasper County, MO: 27.7%Jefferson County, MO: 32.4%Johnson County, MO: 24.8%Knox County, MO: 23.1%Laclede County, MO: 24.0%Lafayette County, MO: 37.1%Lawrence County, MO: 23.4%Lewis County, MO: 23.1%Lincoln County, MO: 32.4%Linn County, MO: 23.1%Livingston County, MO: 23.1%Macon County, MO: 24.4%Madison County, MO: 25.5%Maries County, MO: 23.1%Marion County, MO: 25.4%McDonald County, MO: 23.1%Mercer County, MO: 23.4%Miller County, MO: 23.4%Mississippi County, MO: 23.1%Moniteau County, MO: 23.1%Monroe County, MO: 23.1%Montgomery County, MO: 23.1%Morgan County, MO: 23.1%New Madrid County, MO: 23.1%Newton County, MO: 27.7%Nodaway County, MO: 23.8%Oregon County, MO: 23.1%Osage County, MO: 23.1%Ozark County, MO: 23.1%Pemiscot County, MO: 23.1%Perry County, MO: 25.1%Pettis County, MO: 25.6%Phelps County, MO: 23.4%Pike County, MO: 24.6%Platte County, MO: 37.1%Polk County, MO: 23.1%Pulaski County, MO: 28.2%Putnam County, MO: 23.1%Ralls County, MO: 23.3%Randolph County, MO: 23.1%Ray County, MO: 37.1%Reynolds County, MO: 23.1%Ripley County, MO: 23.1%Saline County, MO: 23.1%Schuyler County, MO: 23.5%Scotland County, MO: 23.1%Scott County, MO: 24.6%Shannon County, MO: 23.1%Shelby County, MO: 23.1%St. Charles County, MO: 32.4%St. Clair County, MO: 23.1%St. Francois County, MO: 23.7%St. Louis city, MO: 32.4%St. Louis County, MO: 32.4%Ste. Genevieve County, MO: 23.4%Stoddard County, MO: 23.1%Stone County, MO: 24.8%Sullivan County, MO: 23.1%Taney County, MO: 27.0%Texas County, MO: 23.1%Vernon County, MO: 23.9%Warren County, MO: 32.4%Washington County, MO: 23.1%Wayne County, MO: 23.1%Webster County, MO: 26.7%Worth County, MO: 24.1%Wright County, MO: 23.1%Rent as a share of gross incomeLower: 23.1% · Higher: 37.1%Point locations · gray = unavailable · MapifyStats

115 points shown; 115 places in this view. Dot colors run from lower teal values to higher rust values; gray means unavailable. Exact values follow in the table.

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St. Louis County, MO

$50,000 annual gross income · 2 bedrooms · 30% rent budget

Monthly gross-rent benchmark
$1,349
Share of gross income
32.4%
Annual income needed at 30%
$53,960
Within selected rent budget
No

Your monthly budget is $1,250. Rent includes tenant-paid utilities except telephone, cable and internet; avoid counting included utilities twice. This is a planning benchmark, not a listed apartment.

FY2027 rent benchmarks by bedroom count
Home sizeMonthly gross rentIncome needed at your budgetWithin budget
Studio$1,064$42,560Yes
1 bedroom$1,104$44,160Yes
2 bedrooms$1,349$53,960No
3 bedrooms$1,731$69,240No
4 bedrooms$1,997$79,880No

Published HUD county/area benchmark; 1 matched HUD record. Fair Market Rents generally represent the 40th percentile of standard-quality recent-mover rents. Town-level records are population-weighted where a county has more than one HUD area.

Compare places in this state

20 of 115 places shown in the saved example. Interactive controls can search every place in the dataset.

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$50,000 annual gross income · 2 bedrooms · 30% rent budget · HUD · FY2027 Fair Market Rents
PlaceRent as a share of gross incomeMonthly rentWithin budget
Adair County, MO23.1%$962Yes
Andrew County, MO26.4%$1,101Yes
Atchison County, MO23.1%$962Yes
Audrain County, MO23.1%$962Yes
Barry County, MO23.1%$962Yes
Barton County, MO23.1%$962Yes
Bates County, MO26.4%$1,098Yes
Benton County, MO24.1%$1,003Yes
Bollinger County, MO24.3%$1,012Yes
Boone County, MO25.8%$1,076Yes
Buchanan County, MO26.4%$1,101Yes
Butler County, MO23.1%$962Yes
Caldwell County, MO37.1%$1,546No
Callaway County, MO27.0%$1,123Yes
Camden County, MO24.8%$1,033Yes
Cape Girardeau County, MO24.3%$1,012Yes
Carroll County, MO23.1%$962Yes
Carter County, MO23.1%$962Yes
Cass County, MO37.1%$1,546No
Cedar County, MO23.1%$962Yes

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Turn salary or hourly pay into a rent budget

Annual income equals the salary entered, or hourly pay multiplied by paid hours per week and paid weeks per year. Rent share equals monthly gross rent times 12 divided by annual gross income. Income needed equals annual benchmark rent divided by your chosen budget percentage. The 30% starting value is an editable planning assumption, not a guarantee of affordability. A zero income has no computable rent percentage.

What the rent benchmark measures

HUD FY2027 Fair Market Rents take effect October 1, 2026. FMR generally describes the 40th percentile of gross rents for standard-quality recent-mover units. Gross rent includes applicable tenant-paid utilities, excluding telephone, cable and internet. It is neither a live listing price nor an average of every available apartment. Multiple town-level records in a county are weighted by HUD's 2024 population field; single county/area records retain the published value. Counties with missing rent or required weights remain unavailable.

Sources and reproducibility

HUD FY2027 Fair Market Rents. Public files retrieved October 1, 2026. These snapshots stay fixed until a reviewed refresh. County points use Census 2024 Gazetteer internal points; metro points are the average of matched county coordinates.

Original download links, archived extract rules and SHA-256 checksums. Missing or suppressed values remain unavailable in maps, tables and downloads. Maps use point locations rather than geographic area to represent counties, metros and stations; dots may overlap at the national scale.

Common questions

Where can I afford rent on $50,000 a year?

Enter $50,000 as an annual salary, choose bedrooms and a budget share, then sort or filter the county table. Within budget means the benchmark fits that selected share of gross income.

Can I compare rent on an hourly wage?

Yes. Select hourly wage and enter paid hours and weeks. The calculator shows the annual conversion and compares the same bedroom count across counties.

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